SimpliCD

SimpliCD (pronounced “simplicity”) is a certificate of deposit program that enables you to easily invest in federally insured CDs. This turnkey program combines CD investing with the advantages of competitive rates and consolidated reporting. Investing in federally insured CDs has never been so simple. SimpliCD is owned and operated by Primary Financial Company LLC., a credit union service organization owned jointly by  Tricorp, Millennium Corporate and other corporate credit unions.

  • Each day, SimpliCD searches its nationwide network of issuers for the best rates and shares those with investors.
  • A detailed tracking system assures that no more than the standard maximum deposit insurance amount of your principal is placed in any single financial institution.
  • SimpliCD purchases the CDs in a custodial capacity on your behalf, passing all federal insurance benefits through to you. You remain the legal owner of the CDs.
  • SimpliCD tracks, monitors and collects all of your earnings. You receive a single consolidated monthly interest payment for all your SimpliCD investments.
  • Finally, in addition to your daily transaction statements, you receive a monthly statement detailing your entire SimpliCD portfolio. 

To learn more about investing in SimpliCD, please email aim@aimcusolutions.org.