Credit unions occasionally need to borrow funds to fill shortfalls in liquidity due to needs like excessive loan demand or stagnant share growth.

Overnight borrowings against a line of credit (LOC) are a good solution for these infrequent needs. When needs become more significant or longer term in nature, credit unions might want to consider a term or amortizing loan. These loans can either count against your LOC or they can be collateralized by an asset. AIM will help you analyze the options and select the best solution for your situation.

For assistance in analyzing your borrowing options email